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Welcome to the home page of
JW Appraisal Service.
John E. White, "Certified" Residential Appraiser
My name is John White and I own and operate my own appraisal business. I have been providing real estate valuations for the mortgage lending marketplace in the Denver Metro area for over 18 years. I work for a select group of clients who understand and appreciate the type of high quality, one on one service I provide. When you order an appraisal through my company, I personally perform all aspects of the appraisal process. I have no "trainees" or support personnel who contribute to the development of my appraisal reports. My clients enjoy a level of service, quality, experience, and communication that simply does not exist when working with larger appraisal firms.
I provide appraisals for:
Primary and Secondary Mortgages
Mortgage Refinancing
Employee Relocation
Private Mortgage Insurance Removal
Estate Planning
Divorce Settlement
FHA Mortgages
My investment in training and technology has helped my customers greatly reduce their workload. By offering on-line appraisal ordering, coupled with automatic report status updates and electronic delivery of the final product, I am able to eliminate the run around and phone tag hassles associated with this process. And since this process saves me money as well, I can keep my rates competitive with anybody in the industry.
Short Turn-Around Times
Highest-Quality Appraisal Reports
On-line Status Reports
Electronic Ordering and Delivery
Competitive Pricing
I specialize in residential appraisals in Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, Elbert, and Jefferson counties.
FHA Approved
I am on the FHA Roster of approved residential appraisers. I was an FHA DE Staff Appraiser for a local mortgage company from 1991 to 1999 and have been perfoming FHA appraisals since then.
I 'm qualified and approved to do appraisals for FHA insured loans. I have trained and understand the rules and procedures in FHA's guidance and policy documents.
If you're in need of an appraisal for an FHA loan, please contact me and I'll be able to help you right away.
An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans. Remember, the FHA is different from the VA appraiser panel in that the lender can choose the appraiser.
FHA loan programs are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.
Through this web site, you can perform a number of tasks. Ordering an appraisal is just a click of a button away.
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Today's Rates:
| 30-yr Fixed | 5.42% | 5.6% | | 15-yr Fixed | 4.87% | 5.13% | | 1-yr Adj | 4.93% | 6.12% |
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